Fair Go Homes

Finally a "Fair Go" for those who have been left out in the cold by traditional lenders.

Yes, we can probably help you buy your own home. One of TWO ways, is sure to help you.

Way No. 1

We buy houses.  Then we sell them to help people who cannot get traditional loans from banks, building societies, mortgage lenders etc.  We finance your loan ourselves. 

We do not list houses: we are not Real Estate Agents
We do not find loans: we are not Mortgage Brokers

We do not have to conform to the same strict guidelines as banks, so you do not need to qualify for a bank loan - we qualify you.  You do need some sort of deposit (although not as much as a bank may require), money to cover your legal fees and stamp duty, and a regular source of income (again, we will consider people who fall outside the bank guidelines e.g. self-employed, farm workers, those in receipt of pensions, etc.).  Even if your credit is damaged we will still consider your application favourably if there have been no recent incidents.

If you are eligible, the First Home Owners Grant will certainly help you to own your home quicker, but it can not be used as a deposit.

We help people in the area from Townsville to Cairns, Queensland, Australia.  At present we can only help people in this area with "Way No. 1".

Way No. 2

If you qualify for a bank loan but you have little or no deposit we can lend you the deposit.  It will be a second mortgage that you pay alongside the main loan. We will put you in contact with our mortgage brokers who will help you with the bank loan part.

The amount of the 2nd mortgage will be 20% of the purchase price, less whatever deposit you have. Therefore you need zero (of course, you still need the normal legal fees), or $7k First Home Owners Grant, or any other amount.

Many of our satisfied clients started out with good income and credit, but no deposit at all.

We help people anywhere in Australia with "Way No. 2".

If you saw a recent current affairs program about our kind of business and want more details, we can forward your contact details to a local firm who services your area. Click here to send email

ps. If you need to sell your house in a hurry, we can often arrange to buy it in record time. (Like, less than a fortnight!).

How do I go about this?

Currently Available Properties

1. See How It Works

2. Read the Frequently Asked Questions to make sure you understand the details

3. Apply to be considered to buy a house with FGH

4 . Obtain your Personal Credit File and have it faxed to us