Fair Go Homes - Vendor Finance Specialists - Own your own home - we buy houses

Fair Go Homes

So many would-be homeowners today are locked out of the housing market by the large deposit requirement of traditional lenders. 100% finance is long gone. Nowadays they want you to have at least twenty percent deposit - sometimes thirty percent or more! You have a steady income, but you are frustrated playing chase-your-tail trying to pay rent AND save a deposit.

Finally a "Fair Go" for those who have been left out in the cold by traditional lenders.

Yes, we can probably help you buy your own home.

We can only do this ONCE - it can never happen again...

ATTENTION!
We are holding a house SALE!

We are now selling all our stock of houses as fast as possible, using "Deposit Loans" to help buyers take advantage of the current low prices.

Why on earth would we do such a thing? Well, it's simple really. The recent strong growth in the 2nd mortgage vendor finance area has created a need for our business model to evolve. Henceforth we will be concentrating on and specialising in what has become the most sought-after part of our business: loans to assist low-deposit buyers.

In order to move forward quickly we have decided to do something we have never done before (and can never do again, as you will see below)

Our current vendor-finance clients have all been contacted and are being assisted to move to this new model immediately. In fact generally their payments are going down, because now their primary loan is with a traditional lender at lower rates.

We first offered the remaining stock of houses we own to those on our advance-notification list. So from 13 houses initially available we are already way down. When they're gone, they're gone. We will not be buying more houses to resell in the foreseeable future.

This is advertised in the Tully Times, so soon the whole (Tully) world will know about it. Many have taken action already, which is why there are so few houses remaining.

Can YOU take advantage of this once-only event? Here's the sort of people who can. In all cases we expect to assist you to arrange the primary bank loan through our broker network. We'll even help you fill out the forms.

First Home Buyers (who have access to the First Home Owner Grant) can move into their new house with no deposit at all.
Those without access to the grant need their legal fees plus Transfer Duty, but still no actual deposit. On a case-by-case basis we may be able to arrange to have the Transfer Duty added to your loan.
All applicants need to have had permanent employment for 6 months (or self-employment at least two years)
Naturally, you need enough income to service the main bank loan, and the smaller deposit loan.
Those who do have a deposit might care to make us a cash offer - it's worth doing: you might be surprised! :)

What are you waiting for? :)

Check out the houses now! Click here!

How we help you...

If you qualify for a bank loan but you have little or no deposit we can arrange a loan for the deposit. It will be a second mortgage that you pay alongside the main loan. We will put you in contact with our mortgage brokers who will help you with the bank loan part.

The amount of the 2nd mortgage will generally be 20% of the purchase price, less whatever deposit you have. Therefore you need zero (of course, you still need the normal legal and government fees), or $7k First Home Owners Grant, or any other amount.

Here's how it looks...

80% of purchase price

20% of purchase

"Bank Bit" (Traditional Lender)

"Your Bit"

"Our Bit"

Regular First Mortgage

zero, FHOG, or cash

Deposit Loan

Many of our satisfied clients started out with good income and credit, but no deposit at all.

We help people anywhere in Australia.

ps. If you need to sell your house in a hurry, we can often arrange for one of our clients to buy it in record time, without you having to discount the price. Contact us now.

admin@fairgohomes.com.au

Toll Free:1300 666 247
Mobile: 0418 199 277
Fax: 1300 727 131

Fair Go Homes Pty Ltd
ACN: 102 847 790
PO Box 1263
Tully QLD 4854
Australia